Flexible Roofing Financing made simple
Get pre-qualified in minutes with no impact to your credit score. 0% up to 24 months options and flexible plans through our trusted lenders so you can fix the roof now and pay over time.
Why Choose Our Financing
Superior Lending & Service
GAF-Certified & Fully Insured
0% interest for 24 months for qualified customers. Choose the plan that fits your budget.
Powered by Hearth
Owens Corning Preferred Contractor
Finance a complete Owens Corning roofing system and unlock enhanced manufacturer warranties available only through certified contractors.
Flexible Financing
Every homeowner deserves a safe, weather-tight roof without the stress of a big upfront bill. Our programs are designed to be simple, transparent, and tailored to your monthly comfort zone.
0% up to 24 months options available
Low monthly payments you choose
No prepayment penalties, pay it off anytime
Bundle gutters, siding, skylights, or ventilation upgrades into one affordable plan
Works alongside insurance claims (finance your deductible or any upgrades)
With soft-pull pre-qualification and clear terms, you’ll know exactly what to expect, so you can move forward confidently.
Outstanding Lending & Service
Financing doesn’t have to be confusing. We explain the options in plain language, help you compare plans, and handle the steps with you. Our partners specialize in home-improvement loans, so approvals are fast and the paperwork is light. From first call to final payment, you stay informed and in control.
Powered by Service Finance and Hearth
As a Service Finance and Hearth partner, we offer a wide range of programs, promotional rates, flexible terms, and excellent customer support. Review terms securely online, e-sign, and set up autopay in a few clicks. It’s a smart, secure way to invest in your home. We are one of the very few, if not the only Roofing company in New Jersey that works with the 2 most reputable lending partners for our customers – this way are customers have many options to choose from.
Affordable Roof Financing
Replace an aging roof, handle storm damage, or add energy-saving upgrades, without delay.
Our financing lets you act now and spread the cost out comfortably.
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0% APR / no payments for 24 months (qualified customers)
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Multiple term lengths for a payment that fits
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Combine related exterior work in one plan
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Clear, written terms, no surprises
Addressing the roof sooner protects your home and usually saves money long-term. Financing makes it easier to act now.
Financing Frequent Asked Questions
Simple, clear understanding for your financing options.
Q. What does “Master Elite®” certification mean?
A. It means you’re working with one of the top roofing contractors in North America. Master Elite® contractors meet strict standards for training, installation quality, and customer service. It also allows homeowners to qualify for stronger manufacturer-backed warranties.
Q. Will applying affect my credit score?
A. No. Checking your eligibility typically uses a soft credit check, which does not impact your credit score. If you decide to move forward and finalize a financing option, a hard inquiry may be required.
Q. Do I need to make a down payment?
A. Many homeowners qualify for options that require no upfront payment, allowing you to begin your project without paying out of pocket at the start.
Q. How quickly can I get approved?
A. In most cases, homeowners receive a decision within minutes after submitting their information.
Q. Can I pay the loan off early?
A. Yes. There are no prepayment penalties, so you can pay off the balance early and potentially reduce the total interest.
Q. Can I finance only part of the project?
A. Yes. Many homeowners choose to finance only a portion of the project, such as insurance deductibles or optional upgrades like gutters, skylights, or improved ventilation.
Q. What information will I need to apply?
A. Most applications require only basic information such as contact details and income. Many approvals can be completed with minimal documentation.
The Roofing Company New Jersey trusts
Complete our quick form and receive your personalized quote in 5 minutes or less — no waiting, no hassle.
