Flexible Roofing Financing
Made Simple

Get pre-qualified in minutes with no impact to your credit score. 0% up to 24 months options and flexible plans through trusted lendersso you can fix the roof now and pay over time.

  1. Home
  2. Financing

Why Choose Our Financing

Flexible, affordable plans backed by trusted lenders and exclusive GAF benefits.

Superior Lending & Service

We partner with reputable home-improvement lenders to offer competitive rates, clear terms, and helpful support from start to finish.

GAF-Certified & Fully Insured

No payments for 24 months for qualified customers. Choose the plan that fits your budget.

Powered by Hearth

Fast approvals, e-docs, and easy online payments make financing as smooth as the installation.

Owens Corning Preferred Contractor

Finance a complete Owens Corning roofing system and unlock enhanced manufacturer warranties available only through certified contractors.

Flexible Financing

Every homeowner deserves a safe, weather-tight roof without the stress of a big upfront bill. Our programs are designed to be simple, transparent, and tailored to your monthly comfort zone.

  • 0% up to 24 months options available

  • Low monthly payments you choose

  • No prepayment penalties, pay it off anytime

  • Bundle gutters, siding, skylights, or ventilation upgrades into one affordable plan

  • Works alongside insurance claims (finance your deductible or any upgrades)

With soft-pull pre-qualification and clear terms, you’ll know exactly what to expect, so you can move forward confidently.

Superior Lending & Service

Financing doesn’t have to be confusing. We explain the options in plain language, help you compare plans, and handle the steps with you. Our partners specialize in home-improvement loans, so approvals are fast and the paperwork is light. From first call to final payment, you stay informed and in control.

 

Powered by Hearth

As a Hearth partner, we offer a wide range of programs, promotional rates, flexible terms, and excellent customer support. Review terms securely online, e-sign, and set up autopay in a few clicks. It’s a smart, secure way to invest in your home.

 

Affordable Roof Financing

Replace an aging roof, handle storm damage, or add energy-saving upgrades, without delay.

Our financing lets you act now and spread the cost out comfortably.

  • 0% APR / no payments for 12 months (qualified customers)

  • Multiple term lengths for a payment that fits

  • Combine related exterior work in one plan

  • Clear, written terms, no surprises

Addressing the roof sooner protects your home and usually saves money long-term. Financing makes it easier to act now.

From First Call to Final Sweep

Simple, clear, and respectful of your home.

Q. What does “Master Elite®” certification mean?

A. It means you’re working with one of the top roofing contractors in North America. Master Elite® contractors meet strict standards for training, installation quality, and customer service. It also allows homeowners to qualify for stronger manufacturer-backed warranties.

Q. Will applying affect my credit score?

A. No. Checking your eligibility typically uses a soft credit check, which does not impact your credit score. If you decide to move forward and finalize a financing option, a hard inquiry may be required.

Q. Do I need to make a down payment?

A. Many homeowners qualify for options that require no upfront payment, allowing you to begin your project without paying out of pocket at the start.

Q. How quickly can I get approved?

A. In most cases, homeowners receive a decision within minutes after submitting their information.

Q. Can I pay the loan off early?

A. Yes. There are no prepayment penalties, so you can pay off the balance early and potentially reduce the total interest.

Q. Can I finance only part of the project?

A. Yes. Many homeowners choose to finance only a portion of the project, such as insurance deductibles or optional upgrades like gutters, skylights, or improved ventilation.

Q. What information will I need to apply?

A. Most applications require only basic information such as contact details and income. Many approvals can be completed with minimal documentation.

The Roofing Company New Jersey trusts

Complete our quick form and receive your personalized quote in 5 minutes or less — no waiting, no hassle.

Scroll to Top